Applying for a Schengen visa requires mandatory travel insurance with at least €30,000 of medical coverage. Here is exactly what you need and which insurers offer compliant policies.
If you're applying for a Schengen visa to visit Europe, travel insurance is not optional — it's legally required. Here's exactly what you need.
Minimum Requirements
The Schengen visa requires travel insurance that covers: at least €30,000 in medical and repatriation costs, the entire Schengen area, and the full duration of your stay.
Which Insurers Offer Schengen-Compliant Policies
Several insurers specialise in Schengen-compliant travel insurance, including AXA Schengen, Generali, and APRIL. Always request a certificate that explicitly states Schengen compliance.
Tips for Your Application
Print your insurance certificate and carry it to your visa appointment. The policy must clearly show the policy period, coverage territory, and the €30,000 minimum coverage amount.
How Much Does It Cost?
Schengen travel insurance is typically affordable — expect to pay €20–60 for a 2-week single-trip policy, depending on your age and destination.