Expat Insurance in Singapore

Healthcare System in Singapore

Singapore has world-class healthcare facilities but at premium prices. A single night in a private hospital can cost over $1,000 SGD. Comprehensive travel insurance is a must.

What Expat Insurance Should Cover in Singapore

• Inpatient & outpatient care — hospital stays and regular consultations
• Emergency medical evacuation — transport to your home country if needed
• Dental coverage — routine and emergency dental care
• Prescription drugs — medication costs can be significant
• Mental health support — therapy and psychological care
• Maternity — if relevant, check waiting periods carefully

Key Considerations for Expats in Singapore

• Healthcare is top-quality but very expensive
• Carry insurance documentation
• Dengue fever risk — use repellent
• Emergency number: 995
• Official language(s): English

Local Healthcare vs International Insurance

While Singapore has a excellent-quality healthcare system, access and costs for non-residents can vary significantly. International expat insurance gives you the flexibility to choose your hospital and doctor, often with direct billing available at major private hospitals.