Expat Insurance in France

Healthcare System in France

France has an excellent healthcare system. EU citizens benefit from EHIC coverage, but non-EU visitors need travel insurance. Medical costs for tourists without coverage can be significant.

What Expat Insurance Should Cover in France

• Inpatient & outpatient care — hospital stays and regular consultations
• Emergency medical evacuation — transport to your home country if needed
• Dental coverage — routine and emergency dental care
• Prescription drugs — medication costs can be significant
• Mental health support — therapy and psychological care
• Maternity — if relevant, check waiting periods carefully

Key Considerations for Expats in France

• Get a European Health Insurance Card if EU citizen
• Pharmacies are widely available
• Private clinics may require upfront payment
• Emergency number: 15 / 112
• Official language(s): French

Local Healthcare vs International Insurance

While France has a excellent-quality healthcare system, access and costs for non-residents can vary significantly. International expat insurance gives you the flexibility to choose your hospital and doctor, often with direct billing available at major private hospitals.